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Is a Joint Savings Account Right for You?

2 min

Is a Joint Savings Account Right for You?

Investing is a great tool to grow your wealth for retirement, and with a knowledgeable advisor you can ensure your investments have the right mix of risk and reward. Retirement planning is a family affair and you will want to be sure you’re both able to contribute to your savings. When both partners wish to contribute, what options are available to you? What is it? Joint accounts are very different from joint retirement savings. In Canada, an RRSP can only be held in one pers

Retiring Outright or Easing Out of Your Business Slowly - What Option Is Best for You?

3 min

Retiring Outright or Easing Out of Your Business Slowly - What Option Is Best for You?

You’re nearing retirement, and boy, that feels great! Your retirement comes after years of hard work and commitment to your business, and now you’ll finally have time to relax without worrying about running a company. Sounds ideal, doesn’t it? For some Canadians, retiring cold turkey is the perfect way to close one chapter of their life and enter in to the next. For others, the idea of moving from work right in to retirement is downright off-putting. When you transition to re

You’ve Decided to Sell Your Business, Now What?

3 min

You’ve Decided to Sell Your Business, Now What?

Selling your business is no easy decision. Neither is the decision to transition into retirement. However, it means you’re about to embark on a whole new chapter in your life! You’ll finally have time to do all those things you’ve dreamed of but couldn’t do during your working years. You may be feeling a series of mixed emotions about your decision to sell, so how can you make the process easier on yourself and maximize your sale profits? Get up-to-date No matter who you’re s

10 things to consider before retirement

4 min

10 things to consider before retirement

At some point, retirement will be in your future. As a business owner, retirement is not as easy as choosing to end your working years to embark on a new journey. You must worry about what happens to your business, your finances and your family when you decide to leave your company. No matter how near or far it may be, have you considered all the factors that will affect your personal AND financial well-being during your retired years? Here are 10 things every business owner

What do you want your retirement to look like?

3 min

What do you want your retirement to look like?

Owning a business can be one of the most challenging, yet rewarding, adventures to undertake. Every new project is a great validation of your hard work & you’ve enjoyed years of success with plenty of happy clients. When you’re focused on running your business, it can be easy to put your retirement plans on the back burner. With so many other things on your plate, have you taken a moment to imagine or plan for your retired years? Where to start? When you’re a small business o

Does your business have an exit strategy for retirement?

3 min

Does your business have an exit strategy for retirement?

You’ve worked hard to build your business into what it is today. You’ve created a reputable name for yourself and are a trusted company within your community. Now, after years of dedication and investment into your small business, you’re ready to retire and turn those dockside daydreams into your day to day reality but what will happen to your business? Whether you’re ready to retire or just starting to plan for your future, you need a well thought out exit strategy. What is

Retirement Planning – Where to start and how much do you need to save?

4 min

Retirement Planning – Where to start and how much do you need to save?

Imagining how you would spend your “dream retirement” is something every Canadian does at some point. Climbing the Andes, buying a cottage or RV, retiring on the west coast, everyone has their own vision of the life they will lead when their working years are behind them. What many of us forget to consider is the costs associated with retirement. It’s easy to imagine the adventures, but without a steady working income, how will you pay your day-to-day bills? Funding a financi

RRSP’s versus TFSA’s? What One Should I Choose?

4 min

RRSP’s versus TFSA’s? What One Should I Choose?

Feeling overwhelmed by RRSP’s & TFSA’s? What are the pros and cons? Which one is right for you? If these questions are boggling you, you’re not alone. Many Canadians are often confused about how to maximize their retirement savings and achieve their financial goals faster. Choosing where to start depends heavily on where you are and where you hope to be, financially speaking. What is an RRSP? RRSP’s are a type of an investment account that is registered with the Canadian Gove

RRSP’s - How Do They Fit into Your Retirement Strategy

4 min

RRSP’s - How Do They Fit into Your Retirement Strategy

Planning for retirement is an exciting step to take towards your future! It means you’ll finally have the free time to get back to that hobby you haven’t had time for, spend more time with your family, or travel and explore new places. After a lifetime of hard work, you’ve earned your retirement, but will you be financially prepared? Investing in an RRSP can ensure you’ll have financial freedom during your golden years. What is an RRSP? An RRSP, or Registered Retirement Savin