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Travel Insurance Frequently Asked Questions

Synergy Life Financial is pleased to be able to offer competitive travel insurance quotes and allow you to purchase your coverage on-line through our strategic alliance with Ingle International.

Ingle International has been specializing in insurance, financial, emergency assistance and health-care products and services since 1946. Today, Ingle International and Imagine Financial Ltd. represent many of the major insurance companies in Canada.

Can’t find your question? Contact our customer care centre at 1-877-455-3557to get more answers.

Why should I go to a broker?

Insurance brokers are unbiased insurance professionals who have the expertise to find you the solution best suited to your needs. Buying insurance directly from an insurance company means you are only offered their products, whereas a broker will have access to products from many sources.

Buying insurance from a travel agent, mortgage broker, or other non-insurance professional means taking advice from someone whose core expertise is not insurance. These individuals usually mean well and want to help you, but they may not have the expertise to find you the best solution for your unique situation.

In most cases, brokers will charge you the exact same price that the insurance company would charge you directly, and not charge any service fees or additional charges.

Who provides the insurance?

Imagine Financial Ltd. (operating as Ingle International) is a licensed insurance agency representing a multitude of Canadian and international insurance companies. We work with licensed insurance agents across Canada.

Insurance is provided by a range of carriers. To know who provides the insurance on any given product, check the coverage summary or the policy wording for that product. If knowing the insurer is important to you and you can?t seem to find that information, feel free to call us or email us for clarification.

Do you cover pre-existing medical conditions?

Coverage for pre-existing medical conditions depends on the exclusions and stability requirements of each travel insurance policy. If you meet these requirements, you are free to purchase the insurance.

If you have a pre-existing medical condition, you should always read your policy wording carefully to make sure you understand any limitations to your coverage.

If you do not meet the requirements for the insurance products listed on this website, contact our customer care centre at 1-877-455-3557. Our friendly and highly trained customer care representatives may be able to find an alternate product to suit your needs.

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